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The Best Debit Card Betting Sites for the UK

Debit cards first appeared in the UK in 1987, following on from the introduction of credit cards in 1966. While credit card betting was outlawed in 2020 to prevent huge credit deficits being built up, debit card betting remains unchanged, as you are betting with your own money. Debit cards are the most popular payment method with UK punters and they are considered to be the most straightforward way of monitoring payments and taking money directly out of your bank account.

RankBetting Site NameDeposit Processing TimeWithdrawal Processing Time
1bet365Instant1-3 days
2UnibetInstantUp to 24 hours
3BetVictorInstant24 hours
4BetfredInstant48 hours
5SBKInstant1-3 days

2. Unibet

  • Live streaming
  • Competitive odds
  • Wide range of sports
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Featured Offer
£40 back as bonus if first bet loses plus £10 Casino bonus
Claim Bonus
18+. T&Cs Apply.
Payment Methods
New customers only. 18+, Min deposit £10. Money back as bonus. Wagering requirements: Sportsbook 3x at min. odds of 1.40 (2/5), Casino 50x. Only one bonus can be used at a time, Sportsbook bonus must be wagered before using the Casino, unless the bonus has been forfeited. Bonus will expire after 7 days of opt-in. Full T&Cs apply.

Unibet offer speedy processing times with debit cards as well as the standard £5 minimum deposit level and no maximum limit for withdrawals. They are a bookmaker which comes into consideration when rating betting sites in the majority of categories. Their features, including live streaming, competitive odds, range and depth of markets and coverage of niche sports ensure that they are among the UK’s best when it comes to debit card betting sites.

3. BetVictor

  • Great range and depth of markets
  • High level of security
  • Household name trusted by many
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Featured Offer
Bet £10 Get £40
Claim Bonus
18+. T&Cs Apply.
Payment Methods
18+ New customers only. Opt in, bet £10  on any football market at minimum 1/1 odds. No cash out. Get £40 in Free Bets on selected events. Free Bets expire in 7 days. Debit card / Apple Pay payments only. T&Cs apply, see below. | Please gamble responsibly

Debit card punters at BetVictor can expect quick processing times. What makes BetVictor stand out from the crowd is its use of Visa Fast Funds. This means that a withdrawal via a debit card will be in your account anywhere between 30 minutes and four hours. Their minimum deposit of £5 and maximum withdrawal of £3000 are inline with expectations and overall performance ensures that they are among the best debit card betting sites in the UK.

4. Betfred

  • Excellent bet builder
  • Great coverage of football and rugby league
  • Cash out available
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Featured Offer
Bet £10 Get £50 in Bonuses
Claim Bonus
18+. T&Cs Apply.
Payment Methods
New customers only. Register (excl. 13/04/24) with WELCOME50. First bet £10+ at Evens (2.0)+ on Sports within 7 days to get Free Bets: £20 In-Play, £20 Acca & 50 x £0.20 (£10) Free Spins on Fishin’ Frenzy within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. Full T&Cs apply.

Bettors using debit cards at Betfred will not be disappointed with an efficient service. Processing times are quick and a minimum deposit limit of £5 and a maximum withdrawal limit of £9999.99 provide plenty of flexibility. Their overall offering, including the range and depth of their markets, their features and promos mean that Betfred are deservedly ranked as one of the UK’s best debit card betting sites.

5. SBK

  • Superb mobile app
  • Very high odds across sports
  • Excellent cash-out system
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Featured Offer
Bet £10 get £30 in free bets
Claim Bonus
18+. T&Cs Apply.
Payment Methods
New UK, IE & Malta customers only. Min £10/€10 first deposit using Debit Card. Place a bet of £10 at min odds of 1.5 and get £10. Further £10 credited after 7 days and a further £10 credited after 14 days. Full T&Cs apply.18+.  

SBK are another sportsbook who consistently rank highly across a range of categories. Using debit cards at SBK is a smooth and hassle free experience. The withdrawal time for debit cards is between one and three days, however, in reality it is usually processed within 24 hours. SBK comfortably sit in this list of the best debit card betting sites in the UK for these reasons and for their overall performance as a top online bookmaker. Their competitive odds, high quality app and depth of sports, leagues and markets, solid reputation, promotions and features make them a bookie worthy of consideration.

The Best Debit Card Betting Sites: Did you know?
The minimum debit card deposit required at bet365, Unibet, BetVictor and Betfred is £5.

Betfred are one of the main sponsors of Rugby League in the UK, sponsoring the Super League.

Check out the best betting sites in the UK with

What is the criteria we used to identify the best debit card betting sites in the UK?

When identifying the best debit card betting sites for the UK I firstly looked specifically at issues specific to banking with this method. Once I had selected those sites I looked at the overall service each of these online sportsbooks offer. As ever, all of the sites covered on are fully licensed and well regulated.

  • Transaction Fees: The vast majority of betting sites do not charge for depositing and withdrawing with debit cards. If you do find there are any additional charges this is more likely to be down to your bank.
  • Withdrawal and Deposit times: Speed is of the essence when funding your account and withdrawing your winnings. This was an important consideration when selecting the best debit card betting sites.
  • Minimum and Maximum deposit and withdrawal limits: Flexibility is important so this was a vital factor.
  • Eligibility for welcome bonuses: The vast majority of UK sportsbooks do not place any restrictions upon customers who use debit cards when it comes to claiming bonuses, including the welcome offer.
  • Licenses, security and trustworthiness: These issues are vital when assessing any aspect of an online betting site. This is especially important when dealing with payment methods. All of the sites listed performed very well in these aspects.
  • Betting Market Coverage: All of the sites listed can boast a good quality sportsbook with breadth and depth, providing punters with plenty of options and a great betting experience.
  • Bonus and Offers: The welcome offer and other promotions were looked at as part of the betting site’s all round service.
  • Competitive odds: Quality of odds is a vital factor for any betting site, so this is an important consideration.
  • Mobile experience: Betting on the go is more popular than ever so, naturally, this was something which was considered when selecting the best debit card betting sites.
What is the criteria we used to identify the best debit card betting sites in the UK?: Did you know?
You can bet on over 40 sports at bet365.

BetVictor have a trending bets feature, allowing you to see what other punters are backing.

Pros and Cons of Debit Card Betting Sites

Due to their security and ease of use debit cards were always likely to be popular, especially in an increasingly digital, fast-paced world. However, this is especially true with online betting in the UK. With the UK Gambling Commission banning credit cards from being used for any sort of betting since April 2020, punters are looking for other methods to top up funds and withdraw cash from their online bookmaker. I have outlined the main pros and cons.

Fast processing timesWithdrawals can be faster with e-wallets
Safe and secureGreater anonymity with other methods 
Convenient and easy to use
Debit card customers are eligible for bonuses
Universally accepted

What are Debit Cards?

A debit card, also known as a check card or bank card is a payment card that can be used in place of cash to make purchases. The card always consists of the bank’s name, a card number, the cardholder’s name, and an expiration date on the front. Debit cards now have a chip on the card. They are similar to credit cards, but the money for the purchase must be in the cardholder’s bank account at the time of a purchase and immediately transferred directly from that account to the seller’s account to make the purchase. Online debit cards require electronic authorization of every transaction and the debits are reflected in the user’s account immediately. Although first seen in the UK in 1987 they became mainstream in 1994.

Debit cards are a legal method of payment for UK betting sites. It is the most popular method of payment and is quick, easy, efficient and safe.

What are debit cards?: Did you know?
Lloyds Bank customers can now set a personal monthly limit on gambling spend when using a debit card.

Debit cards are the UK’s most popular payment method, representing more than half of transactions.

How do I use debit cards on betting sites?

Debit cards are a secure, safe and efficient payment method for betting sites in the UK. have outlined the key steps to obtaining a debit card and to depositing and withdrawing.

How do I get a debit card?

In order to get a debit card you need a UK bank account. You then need to request and activate a debit card.

  1. Open an account. You can open a checking or savings account either online or in person at a bank branch or credit union branch
  2. Request a debit card
  3. Activate your debit card.

How do I deposit on betting sites using a debit card?

Once you have decided upon a betting site you can then deposit some funds into your account. Virtually all UK betting sites accept debit cards. This is usually a straightforward process and the steps are outlined as follows:

  1. Go to the ‘Deposit’ page/payment section.
  2. Choose debit card as your payment method
  3. Select which type of debit card
  4. Insert the amount you wish to deposit
  5. Click the button to confirm
  6. You may have to verify the transaction with your bank

How do I withdraw on betting sites using a debit card?

The withdrawal process is usually straightforward and hassle free. Follow these steps:

  1. Go to the cashier page and check you have enough funds
  2. Select withdrawal and then debit card (and your preferred debit card)
  3. Enter the amount you wish to withdraw and confirm
  4. Check your account to ensure the transaction has been processed
How do I use debit cards on betting sites?: Did you know?
Debit cards do not charge interest. Since debit card payments take money out of your account immediately, you don’t accumulate a balance that you have to pay interest on. This is a key difference between a credit card and debit card.

1987 saw debit cards introduced in the UK.

Can I claim bonuses when using debit cards on betting sites?

In the vast majority of cases all offers, bonuses and promotions are available to customers banking with debit cards.

Debit cards were introduced in the UK before internet use became as widespread in everyday life. In today’s online society they are the most common form of payment worldwide. Betting online with a debit card is no different to using it to shop online. It is quick, convenient, safe and efficient. Debit card betting is the easiest and most common form of funding a betting site account, preferred by both sportsbooks and punters.

Debit cards are extremely safe. Visa and Mastercard utilise the most up to date security encryptions meaning it is one of the most secure ways to bet. In addition, many top UK bookmakers use very strong security protocols ,meaning that all customers are covered by the security encryptions when using their cards, as well as the security protocols received from the bookmaker itself.

While some payment methods mean that you are not able to claim the welcome bonus this is almost never the case with debit cards.

Although e-wallets can be quicker, I can wholeheartedly recommend the use of debit cards for banking at UK betting sites.

Check out the best betting sites in the UK with

Frequently Asked Questions

There are no fees when you are withdrawing or depositing money into your account with an online bookmaker when using a debit card. Neither the bank or bookmaker will charge.

When using a debit card there is always a minimum deposit set by the bookies. In the majority of cases this ranges from £5 and £10.

Yes, it is. Thanks to the security technology employed by most online bookmakers betting with a debit card is safe and secure.

There are other payment options you can use with bookmakers including e-wallets. However, if you are looking to take advantage of a new customer offer you may only be able to do so by depositing via a debit card so you need to check the terms and conditions.

Trustworthiness, availability, fees, transaction times, ease of use, and more are examples of the kind of things we look for in the best betting payment methods.

Betting sites do not accept credit cards as they were being used by problem gamblers.
The law changed as of 2020 to prevent problem gamblers making sizable deposits they could not afford using credit cards.
However, betting sites are likely to have welcomed this. It saves them money on processing fees, and removes the risk of gamblers managing their money poorly and causing controversy for the industry.


Chris is a former athlete and a qualified PE teacher. He is a keen football fan, watching many matches at different levels throughout the season, and enjoys following many different sports. With betting and sports sites, he has a keen eye for detail and can to highlight positives and negatives for users. His experience in sport as a performer, teacher, writer and fan allows him to see things from many different perspectives. Editorial Promise